Privacy Policy

Effective: January 2022

GetRateQuotes, helps connect individuals with companies that may be able to provide insurance products through an online marketplace. Below we highlight important takeaways about us and the service we provide our consumers:

• Our partners include businesses and their agents, and or third parties who can provide you with various products and or services that may be of interest to you. Our partner network is represented as advertisers or our network of advertisers.
• Our website enables the consumer to shop within our network of advertisers to acquire more about products and services offered. Consumer also has the ability to complete a quote directly from an advertiser(s) to choose if they want to complete a purchase.
• We are not an insurance company or an insurance agent.
• We do not sell products or services on behalf of our advertisers.
• When using our website, you will share all applicable information with GetRateQuotes and allow us permission to share this information with our network of advertisers to direct you to advertiser(s) to better understand the products and services and or request a quote from them.

We encourage you to read through our Privacy Policy to better understand the information we collect, how it used, and who we share it with. We will also outline the steps and functionality you can take to manage your information. if you have questions, feel free to Contact Us.

We encourage you to read our entire Privacy Policy. If you do not have time to read our Privacy Policy in its entirety and want to better understand how to manage your personal information, we recommend you review Your Choices and Controls to understand some of the basics. If you are a resident of California or Nevada and want to pursue your rights on behalf of someone else, we encourage you to visit Your Privacy Rights for additional steps. If you are currently outside of the United States and seek more information, please visit here and here.

This Privacy Policy is only applicable to our websites and webforms that link to our Privacy Policy. Any website that is linked to a website or webform not maintained by GetRateQuotes is not governed by this Privacy Policy. Any information you share with advertisers or companies will be governed by their privacy policy.

INFORMATION WE COLLECT

This Privacy Policy applies only to the basic categories of information collected by the site:

• Information you provide to us through forms on GetRateQuotes.com.
• Information collected automatically when you use forms on GetRateQuotes.com
• Information you provide on a call with us or an advertiser.
• Information given to us from advertisers, third parties, and other offline sources.
• Any other information you choose to provide to us.

Each category allows us to communicate with you and process your quote request. We also use this information to better understand how consumers use our services and improve those services in compliance with applicable laws. Further detail per category below.

Information You Provide Through Forms on GetRateQuotes

When you submit information through GetRateQuotes, we use that information to match you to providers of products and services. For example, GetRateQuotes allows you to provide name, phone number, vehicle information, etc in order to match to insurance providers and received quotes for relevant coverage. The information you submit depends on which insurance (or other products) you are interested in quoting.

It's important to note that any information provided via GetRate Quotes must be shared with appropriate service providers so they can produce your quotes.

Information We Collect Automatically When You Use a Form on GetRateQuotes

We also collect information automatically when you use a form on GetRateQuotes, such as which pages and forms you’ve accessed on GetRateQuotes as well as information about your browser, device and activity per page viewed. Similar to other websites, we may collect such information by using online tracking technologies, including cookies, pixels, tags, and other unique identifiers. MoreDetail below:

• Usage Information. We may collect information about:
  • how you interact with GetRateQuotes and how you found our site.
  • Which pages on our website you accessed and what site(s) you were on before linking to our site.
  • Which quotes you interact with and which advertiser sites you visit, including timestamps of when those sites were visited.
  • other demographic and usage information.
• Device, Browser, and Location Information.
  • device type, browser type, IP Address (used only to identify geographic area. We comply with all applicable laws related to this data)
  • Cookies or other technologies that allow us to uniquely identify your device or browser.
• Behavior when interacting with Advertisers, Advertisements, Emails, and other Communications. We also collect information when you interact with forms on GetRateQuotes including the information submitted on any forms as described above. Additionally we collect information related to your interaction with any ads on our site and any emails sent by us.

Information You Provide On a Call With Us or and Advertiser

When on a call with us or an advertiser, regardless of whether the call was initiated by you or by us or the advertiser, you may elect to provide information to us. This information is collected so that the advertiser or service provider can produce the most accurate quote or rate on relevant products.

Information We Receive from Suppliers, Third Parties, and other Sources

We may receive information about you from suppliers, those businesses that provide us services (such as service providers, contractors, and consultants), third parties, or other online or offline sources. We may combine such information with the information you have provided to us in order to provide and improve our services including, among other ways, to filter or select the best advertisers or advertisements to show to you or to target or measure the performance of advertisements. Below are a few examples:

• Advertisers may send us information they have collected about you. For example whether or not they provided you a rate and whether or not you made a purchase from them.
• Advertisers and other third parties may share information they've collected about you with us when you interact with their websites.

Any Other Information You Choose to Provide to Us

If you contact us via another method (eg mail, email, etc). We collect the information you provide and use it in compliance with applicable law to resolve your request.

HOW WE USE YOUR INFORMATION

We use your information to:

• Complete your quote request.
• Contact you via phone call, email, mail, and text message. Communicate with you, including by phone calls, email, mail, and text messages. According to our terms, by providing your contact information you are agreeing to receive communications from us or a third party. The following methods may be used.
  • Provide our services and information about our services.
  • Provide information about products and services from our advertisers.
  • Communicate with you to complete your request for quotes.
  • Respond to your questions.
• Improve our business practices including service offerings, technology, advertisement placement and targeting, and measurement of campaign success.
• Track trends in in the usage of our services
• Increase security of our services.
• Prevent fraud and validate your identity.
• Ensure compliance with our Terms of Use and other policies.
• Comply with all applicable law.

WHEN AND HOW WE SHARE INFORMATION

We may share the information we have about you a follows:

• With Advertisers. We share the information you provide with advertisers who are capable of quoting rates for the relevant products. For example, if you submit information related to a request for insurance quotes, we will provide matched insurance providers your information in order to enable them to provide the requested quotes. Use of our website constitutes agreement that this information be collected and shared with relevant service providers. This includes agents, carriers, brokers, and lead aggregators, as well as other providers. Details to note:
  • Submitting your request constitutes your agreement to be contacted by our advertisers in order to deliver the requested quotes. Methods covered include by are not limited to phone calls (live operators, automated systems, or precorded messages), text messages, email, mail, and other methods of contact enabled by the submission of your contact information. Contact may be for the purposes of completing your quotes request or to market additional products which you may be interested in, even if you have opted into the National Do Not Call List (administered by the Federal Trade Commission) or any similar mechanism to opt-out of receiving phone calls or email. If later you wish not to be contacted by any advertiser, then you will need to contact such advertiser directly to make a request (see the advertiser's privacy policy to learn how to exercise your privacy choices with such advertiser).
  • The types of information shared with advertisers vary based on the type of product you are requesting quotes from. For example, vehicle information may be shared with an advertiser for a consumer requesting auto insurance quotes. Home information may be shared for a consumer requesting home insurance quotes. Contact information including phone number, email, address etc will be shared for the majority of requests.
  • The information we share with advertisers and the information you provide directly to such advertisers is subject to each advertiser's privacy policy. Please read each advertiser's privacy policy to learn more about their information collection practices and the choices you can make about how they collect and use your personal information. Please note, an advertiser may keep the information we shared with them (that you provided to us through our websites and webforms) whether or not you elect to purchase or use their services.
  • All our advertisers are required to secure any personal information they store about our consumers. The uses of this information are governed by our agreements with them as well as federal, state, and local law.
• With Our Service Providers and Other Third Parties. We may share the information we have about you with those business that provide services to us including vendors, suppliers and other third parties in order to:
  • Measure the performance of our campaigns and websites.
  • Optimize ad targeting by sharing aggregate (not personally identifiable to you) information.
  • To prevent fraud.
  • For legal, safety, and security reasons. This means we may share information about you if we reasonably believe that disclosing the information is needed to:
    • Comply with any valid legal process, governmental or law enforcement request, or applicable law, rule, or regulation (e.g., subpoenas, court orders, federal/state audits or similar circumstances, etc.).
    • Investigate, remedy, or enforce potential violations of our Terms of Use.
    • Protect our rights, property, or safety or those of the advertisers, our suppliers, or others.
    • Detect and resolve any fraud or security concerns.
  • As part of a merger or acquisition, asset sale, financing, liquidation, or bankruptcy. If we become involved in any merger, asset sale, financing, liquidation or bankruptcy, or other acquisition of all or some portion of our business by another company, we may share your information with that company before and after the transaction closes.
  All our third party vendors are contractually and legally required to secure any data we share with them.

THIRD-PARTY CONTENT, LINKS, AND INTEGRATIONS

As previously mentioned, our websites and webforms contain third-party content, links, and integrations. As an example, any information you share through our websites or webforms may be presented with additional content or links from our network of advertisers. These links guide you to an advertiser website to learn more about its product and services. Through these partnerships, you will present information to an advertiser, other third parties, as well as to us. We do not take responsibility for any information you share on an advertiser or third-party site. We encourage you to read and understand the Privacy Policy of every advertiser and third-party service.

HOW LONG WE KEEP YOUR INFORMATION

We keep your information:

• That you submit through our websites and webforms (like your name, phone number, address, email address, etc.) until you ask us to delete it.
• For the length of time reasonably needed to fulfill the purposes outlined in this Privacy Policy (including for as long as need to provide you with our services), unless a longer retention period is required or permitted by law.
• For as long as necessary to resolve disputes and/or enforce our rights and agreements.
• If it is aggregated, anonymized, de-identified (i.e., not capable of identifying you) then indefinitely.
• In our backup or disaster recovery systems for a limited period of time or as required by applicable law.

You can ask us to delete your information at any time by contacting us.

We cannot guarantee the timeline of the deletion of data, and deletion mya be suspended or delayed if we need to do so in order to comply with a relevant legal process or investigate reports of violations of our Terms of Use.

HOW WE KEEP YOUR INFORMATION SECURE

We recognize the importance of safeguarding the confidentiality of your Personal Information. Accordingly, we employ reasonable administrative, technical, and physical safeguards to protect your Personal Information from unauthorized access, disclosure, and use. Even with these safeguards, no data transmission over the Internet or other network can be guaranteed 100% secure. As a result, while we strive to protect information transmitted on or through our Site and Services we cannot, and do not, guarantee the security of any information you or we transmit on our Site or using our Services, or that you or we transmit over any other electronic network and you accept any associated risk.

Of course, if we learn of a security breach, we may attempt to notify you electronically so that you can take appropriate protective steps. We may also post a notice on our services if a security breach occurs. Depending on where you live, you may have a legal right to receive a notice of a security breach in writing. If you have any questions about the security of your information, please Contact Us.

COOKIES AND OTHER TECHNOLOGIES

As discussed above, advertisers, our service providers (including any other third parties working on our behalf), and any other businesses (third parties) who collect information on our services, may automatically receive certain information associated with you and/or your device(s) as part of your use of our websites and webforms through browser or device-based tracking technologies such as cookies, pixels, tags, beacons, scripts, or other technology.

Many devices and browsers give you the option to manage and/or disable cookies and other online tracking technologies. To opt-out of the use of these technologies, you can change your browser options to stop accepting cookies or to prompt you before accepting cookies. To assist you, we compiled directions for some commonly used browsers and devices in the table below. Keep in mind that not all devices and browsers are the same so the methods described below may not work for your browser, browser version, or device and may change at any time. We encourage you to refer to the relevant instructions for your particular device or browser.

Before you dive in, please note, if you opt out of the collection and use of information via cookies and other tracking technologies, you may still see customized advertising displayed by advertising networks from which you have not opted out. In addition, your opt-out will not prevent any advertising network from displaying advertising that is not customized to you and your interests and, consequently, may be less relevant to you. You will need to make such choices on each browser and device you may use to visit our websites and webforms.

• Disabling Cookies in Browsers. When you elect to opt-out on a website, including our websites, an opt-out cookie is placed on your device. Then when you visit the same website, the opt-out cookie tells the website you opted out. This means that blocking all cookies may then prevent the websites from operating as expected and may also prevent your consent choices from being stored. This may mean that if you opt-out and then block cookies, we may not know about, or be able to honor, your opt-out. You should also be aware that blocking cookies on your computer will not affect your consent choices on a different device, such as a mobile device. You may want to keep this in mind when determining your browser cookie settings. For more information on how to disable cookies on the most common browsers see below.
  • Google Support
  • Apple Support
  • Mozilla Support
  • Microsoft Support
• Other Options for Disabling Online Tracking. Blocking cookies in your browser may not prevent cross-site tracking of your online activity using other online tracking technologies. In addition to managing your cookie settings for your browser, you can opt-out of tracking directly with the businesses that operate the tracking technologies. To opt-out of certain analytic tracking by our service providers visit the links below:
  • Google Analytics
    • https://tools.google.com/dlpage/gaoptout
  • Bing
    • https://about.ads.microsoft.com/en-us/resources/policies/personalized-ads
    • http://choice.microsoft.com/
• Do Not Track. Some web browsers may transmit “do not track” signals (go here to learn more). Web browsers may incorporate or activate these features differently, making it unclear if users have consciously activated them. As a result, we do not take steps to respond to such signals.
• European Visitors. This site is not designed for use by European visitors. This is only for use by consumers in the United States of America.

YOUR PRIVACY RIGHTS

To manage or make choices about the personal information (as known as personal data) we have about you, review Your Choices and Controls. If you are a resident of California, a resident of Nevada, or a citizen of a European Economic Area (EEA) Member State, review the applicable sections below to learn more about your privacy rights. If you are a parent or legal guardian or a representative, review the sections identified below to learn more about how you may exercise rights on behalf of your child or another person.

• California Residents. If you reside in California, the following additional information about how we use and disclose your information and any additional rights you may have is below:
  • Uses and Disclosure of Your Information. For more information on information we collect, including the sources we receive information from, review Information We Collect. We collect and use these categories of personal information (also known as personal data) for the business purposes described in How We Use Your Information, including to provide, manage and improve our services.
  • Rights Regarding Your Information. If you are a California resident, you have the right to delete personal information we have collected about you and you have the right to know certain information about our data practices in the preceding 12 months. You have the right to request the following:
    • categories of personal information we have collected about you;
    • categories of sources from which the personal information was collected;
    • categories of personal information about you we disclosed for a business purpose or sold;
    • categories of third parties to whom the personal information was sold or disclosed for a business purpose;
    • business or commercial purpose for collecting or selling the personal information; and
    • specific pieces of personal information we have collected about you.
    To exercise any of these rights, please submit a request to us in our Privacy Center or call us at 1-844-994-4252. In the request, please specify which right you are seeking to exercise and the scope of the request. We will confirm receipt of your request within 10 days. We may also ask you for specific information to verify and process your request. Keep in mind, if we do not have information that permits us to verify your identity, we may deny your requests to know or delete.
  • Right to Non-Discrimination. Should you wish to exercise your rights as a resident of California, we will not discriminate against you by showing you different products or services based solely upon your request. Kindly note, however, if the advertisers require additional data or information from you before providing quotes, rates, or other information, exercising your California rights may limit the number and range of advertisers who are displayed in response to your request.
  • Do Not Sell My Personal Information. Some of our sharing activities may be a “sale” of personal information under California law. For example, when we share information we collected automatically from you with advertisers in order to create consumer profiles and present our advertisers' products and services to you. Subject to certain exceptions, as a California resident, you may opt-out of the “sale” of your personal information at any time by taking the following actions:
    • For information collected automatically through cookies and similar tracking technologies change your browser settings to stop accepting cookies or to prompt you before accepting cookies. To learn more, read Cookies and Other Technologies.
    • For all other information, if you wish to put on file with us your preference to opt-out of our sharing of your personal Information with third parties for such third parties' direct marketing purposes or to find out more about your opt-out rights, please submit your request through our Do Not Sell My Personal Information form or call us at 1-844-994-4252.
  • Shine the Light. California residents may, no more than once per calendar year, request from us information about our disclosure of certain categories of personal information to third parties for direct marketing purposes. To be valid, requests must be submitted to us at in our Privacy Center and select the “Access My Information” option from the drop down menu. We will provide you within 30 days of receiving your request, a list of the categories of personal information (also known as personal data) disclosed to third parties for direct marketing purposes during the immediately preceding calendar year and the names and addresses of the third parties.
• Nevada Residents. Subject to certain exceptions, some of our data sharing practices may be considered a “sale” of your personal information under Nevada Revised Statutes 603A. Nevada residents may opt-out of the “sale” of personal information covered under the statute, by exercising your cookie consent options as detailed in Cookies and Other Technologies or by submitting your request through our Do Not Sell My Personal Information form or call us at 1-844-994-4252.
• Visitors Outside the United States. This Privacy Policy is intended to cover collection of information on our websites and webforms from residents of the United States. The data protection and other laws of the United States might not be as comprehensive as those in your country. By visiting our websites and webforms or otherwise using our services in any other way, you acknowledge and agree that your information may be transferred to our facilities and those third parties with whom we share it as described in this Privacy Policy, regardless of the laws of your country of residence. To the extent the laws of another jurisdiction apply to your data or use of our services, we will comply with such laws.
• Children's Information.As noted in our Terms of Use, you must be at least 18 years old to use our services. We do not knowingly collect, use, or disclose personal information about visitors under 18 years of age. If you are under 18, you can use the services offered on our websites only with your parent or guardian. Please see our Terms of Use for more information.
• Household Information. In some instances, our websites and webforms allow you to submit information about you and other members of your family including your children in order to process your request for a quote and rates (see How We Use Your Information to learn more). When you submit such information to us you represent and warrant that (i) you are the parent or legal guardian of the child/children or that you have legal authority to submit each child's information, and (ii) you are authorized to submit any other family members' information to us, to process your request and for it to be used by us and advertisers as outlined in this Privacy Policy.

YOUR CHOICES AND CONTROLS

To allow you more control of your information, we have created our Privacy Center for you to submit the following types of requests and take actions to exercise control over the information we have about you.

• Access and Portability. By selecting the "Access My Information" option from the drop-down menu in our Privacy Center, you can request to access and receive a copy of the information we have about you.
• CORRECTION OR MODIFY (ALSO KNOWN AS RECTIFICATION). By selecting the "Correct or Modify My Information" option from the drop-down menu in our Privacy Center, you can request to correct or modify the information we have about you.
• Deletion (also known as erasure). By selecting the "Delete My Information" option from the drop-down menu in our Privacy Center, you may submit a request to delete the information we have about you.
• Revoke Consent or Object to Processing. By selecting the "Revoke My Consent or Object to Processing of My Information" option from the drop-down menu in our Privacy Center, you may revoke the consent you gave to us or object to our processing of the information we have about you unrelated to email & communication preferences, see below for this.
• Marketing and Communication Preferences. We only control our own mailing, marketing lists/subscriptions and policies (You must contact third parties directly in order to stop receiving their communications as they maintain their own communication policies). To change your preferences:
• For email communications: simply select "unsubscribe" in the emails if you wish to unsubscribe to any email communications we send to you.
• For text message communications: text "STOP" in reply to any text message you receive from us if you wish to unsubscribe to any text messages we send to you.
• For phone calls and mailing communications: submit a request by selecting the "Marketing and Communication Preferences" option from the drop-down menu in our Privacy Center, if you wish to unsubscribe or change/update any communication preferences with us.
• Cookies and other Tracking Technologies. Please see Cookies and Other Technologies to better understand your choices and how to exercise control over the information we automatically collect from you through use of cookies and other online tracking technologies.

Please note that each of the options provided to you below are subject to applicable legal limitations. You may be asked to verify your identity/provide additional information depending on the applicable legal requirements for the type of request you are making before you can exercise your choices over the information we have about you. We may reject your request if it falls under several reasons, including as an example but not limited to, if the request risks the privacy of other persons or is unlawful.

For any questions or assistance in exercising your rights, you may also call us at 1-844-994-4252.

UPDATES TO THE PRIVACY POLICY

This Privacy Policy may occasionally be changed by us. The date at the top of the Privacy Policy will reflect the latest revision. Additional notice may be provided on our website (ie. a statement to our homepages or labeling the footer links to our Privacy Policy as updated). At any time you would use one of our websites and webforms, we would encourage you to familiarize yourself with this Privacy Policy.

QUESTIONS AND SUGGESTIONS

You may contact us with any questions or concerns regarding our Privacy Policy by using the GetRateQuotes Privacy Center (select “Contact Us” in the dropdown menu) or mailing at:

GetRateQuotes
Attention: DPO
7241 185th Ave Ne
Redmond, WA 98073